Teach the agent your process
Give it your payment options, the questions callers ask and the cases a person must handle. It answers from that.
When an overdue account calls back, Allo's AI agent picks up, day or night. It answers balance and payment questions, records the promise to pay and hands disputes to your team. Your collectors work the list with the power dialer, and every call is written up in your CRM.
An AI collections agent is software that handles the phone side of collecting overdue payments. On Allo, the AI agent covers the inbound side: people calling back about a balance, a payment plan or a dispute. The outbound side stays with your team, who work the overdue list with Allo's dialers while the AI writes up every call.
The same agent that answers your calls, trained on your payment process.
Debtors who call back reach someone at once, nights and weekends included, instead of a voicemail they won't leave.
It recognises the caller from your CRM history and answers from what you taught it: payment options, how to pay, who to talk to.
Every call is recorded, transcribed, summarised and synced to your CRM, so the next collector picks up where it left off.
A callback is the best moment in collections, and it often lands when nobody is free. The agent takes it.
How much is due, how to pay, which payment plans you offer: answered from the information you give it.
It notes the date and amount the caller commits to in the call summary and tags the call, so the promise is in your CRM.
A dispute or a hardship request goes to the right collector with the account open, or gets a callback booked on their calendar.

The agent does not place calls. Your collectors do, faster, with every outcome logged for them.
Load the list and the power dialer calls it one account after another, so collectors spend the day talking, not dialing.



On Ultra, the parallel dialer calls several accounts at once and connects the first one who answers.

No answer
Voicemail
Busy
No answerAI call tags like 'promise to pay' or 'wrong number' and a summary land on the account after every call.
One phone system for both sides of the call. Open any card to see how it works.
An AI that answers, qualifies and books while you're busy.
Learn moreWork a call list back to back, no manual dialing.
Learn moreCall 3 to 5 contacts at once, talk to whoever answers.
Learn moreCalls auto-tagged by topic, outcome and intent.
Learn moreEvery call written up automatically, ready to share.
Learn moreRecord and transcribe every call, searchable in seconds.
Learn moreNo code and no setup fee. Most teams are taking calls with it the same day.
Give it your payment options, the questions callers ask and the cases a person must handle. It answers from that.
Choose when it answers, who it transfers disputes to and which calendar it books callbacks on.
Import the accounts and start a power dialer session. Calls, outcomes and summaries go to your CRM.
Listen back, read the transcript and the summary, and coach your collectors from real calls.
The agent takes one Business seat; the dialer is one flat price for the whole team.
One Business seat, billed yearly. Transcripts, summaries and CRM sync included.
The power dialer is one flat price for the whole team. The parallel dialer comes with Ultra.
Try it on your own number and real calls before you pay anything.
An Allo agent picks up and puts you through to sales or support. It is the fastest demo on this page.
Anything else? Our team picks up.
An AI collections agent is software that handles phone calls about overdue payments. With Allo, the AI agent answers the people who call back about a balance, a payment plan or a dispute, records what they commit to, and hands the sensitive cases to your team. Your collectors make the outbound calls with Allo's dialers, and the AI writes up every call in your CRM.
Not today. Allo's AI agent answers inbound calls; it does not place them. Outbound collection calls are made by your team with the power dialer or the parallel dialer, and the AI records, transcribes, summarises and tags each one.
No. It does not take card payments. It explains how to pay using the options you give it, records the promise to pay, and passes the caller to a collector when needed.
The date and amount the caller commits to go into the AI summary of the call, the call is tagged, and both sync to the account in your CRM. Your team sees every promise without listening back.
Allo gives you the controls: you write what the agent says and when it answers, every call is recorded and transcribed for review, and recording consent controls are built in. Compliance with debt-collection rules (such as the FDCPA and Regulation F in the US) stays your responsibility, so check your script with your counsel.
Yes. Disputes, hardship requests or anything you mark as sensitive go to the right person with the account already open, or the agent books a callback on their calendar.
It talks with callers in several languages, including English, French and Spanish, and writes each summary in the caller's language.
The AI agent takes one Business seat: $32 a month billed yearly (35 € in Europe). The power dialer is a flat $50 a month for the whole team, and the parallel dialer is included in Ultra. There is a 7-day free trial.